the difference between rich and middle class thinking
the rich think about investing and saving they have brokerage accounts ( for mutual funds, index funds, shares) they have a business , which they own entirely or have a stake save
good personal habits
take a shower / bath everyday get a haircut every two weeks wear a deodorant and have breath mints handy be organized – carry a big notebook in your bag and a pen in your pocket
the cost of opportunity
whenever you feel like spending on something , just follow these steps wait for 30 days , chances are you would have forgotten about it see how many hours you have to work for it .
good debt versus bad debt
bad debt examples and explaination credit card debt car loan personal loan if you borrow money for anything that goes DOWN in value , it is a bad debt . cars never appreciate in va
how much will gold go up ?
april 26 , 2020 was the festival of akshaya tritya in india . it is considered to be an auspicious day to buy gold. at the same time last year , gold was 3300 per gram , this time
as the month of ramadan begins , let’s open our hearts to humanity …
donate to people in need , in india , at crowd funding platforms like ketto.org , cry ( child relief and you – cry.org) in usa , some of them are goodwill , american red cros
emergency funds – how much should they be ?
in times of an emergency , such as a job loss or a furlough , which is quite common in the days of covid 19 , this is the one area you should concentrate on. why do you need emerge
earning extra money with side gigs in the shared economy
these days , you can earn extra money sharing your current resources . here are some ways you can extra money , besides your full time job renting out spare rooms in your house via
keep all your important documents in one place
have a place in your cupboard / almirah / wardrobe for an important file list and contact numbers of your parents , siblings , important people to reach in an emergency list all yo
time management tips
manage time in chunks of two hours finish a task which you started , don’t multi task – it is not useful don’t look at another task until you have finished the cu