want to retire early ? in your 30’s or 40’s ?
how much money do you ideally need ? before you retire , financial experts agree you need 25 times your annual expenses , invested for a long term in dividend stocks , bonds , inde
how to sell
the days when you could pressure the customer by rattling off numbers are over. the customer today has a lot of choices and if the product feedback is not good ( social reviews ) ,
what caused the 2008 financial crisis ?
the 2008 financial crisis started almost 2 – 3 years prior to that. it was due to lending money for homes to people whose credit rating was less than perfect . you might have
how do banks work ?
it is mandatory for all banks to have a banking license. typically you deposit your money into a bank . it pays you some interest for it. now they take your money and lend it to ot
living in india and want to invest in us stocks ?
if you are staying in india and want to invest in us stocks , you now have a solution vested solutions , website : http://www.vested.co.in you can also pick international funds fro
how much should your loans be ?
financial experts agree that the loan / borrowing payments ( car , home etc ) from your net take home salary should NOT be more than 30 % of your NET take home salary ( gross incom
the difference between rich and middle class thinking
the rich think about investing and saving they have brokerage accounts ( for mutual funds, index funds, shares) they have a business , which they own entirely or have a stake save
good personal habits
take a shower / bath everyday get a haircut every two weeks wear a deodorant and have breath mints handy be organized – carry a big notebook in your bag and a pen in your pocket
the cost of opportunity
whenever you feel like spending on something , just follow these steps wait for 30 days , chances are you would have forgotten about it see how many hours you have to work for it .
good debt versus bad debt
bad debt examples and explaination credit card debt car loan personal loan if you borrow money for anything that goes DOWN in value , it is a bad debt . cars never appreciate in va