how to convert your savings into retirement income

when you are working , you are getting ready income from your employer

keep saving/ investing a portion of this income – the amount should be discussed with your financial planner

the details will be –

how much you need per year after retirement to maintain your current lifestyle ,

what will be the yearly returns in safe instruments

what kind of returns can you expect

then if you see a shortfall , you need to increase your contributions during the working years to cover up the shortfall

you can use one of the financial calculators like : https://www.thecalculatorsite.com/finance/calculators/sip-calculator.php