the quickest way to become a millionaire

a beautiful scenery

have a plan for your money – budget – track where your money is going

invest for a long period of time – don’t get distracted by get quick rich , flashy schemes , market swings , be disciplined and consistent

get rid of credit card debt – pay off your all credit cards

you cannot be free if you are in debt – any debt – be it student loans , credit card loans , vehicle loans , home loans

have an emergency fund of 3 – 6 months of your monthly expenses – ideally this should be three years

if you have multiple debts , start paying off them in order – list down the amount , interest rate and then start knocking them off by allocating some money each month towards each of them

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