ocean during sunset

financial independence is a state where your passive income exceeds your expenses

passive income comes from business , investments , real estate , blogs , books published , music and movies catalog etc.

rich people create passive income by making their money working hard for them – first they create the money and then make the money work hard

early retirement is where you don’t have to work ever again- you can choose to work if you wish to , but your income from passive investments exceeds your expenses

it can also be achieved when your expenses are reduced to a large extent – you simplify your life

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