spender or saver – what it says about you

spenders or savers – it says something about self control

savers have a lot of self control and are frugal with spending money – which is good in times of crisis

spenders – don’t have a lot of self control and spend money freely

for all people , having an emergency fund helps – at least six months of fixed expenses – saved for a rainy day in a liquid account – where you can access the money in two – three days is good

you also should consider inflation- don’t let money lose value by keeping a lot of money stashed in a low yield savings account – go for the stock market instead