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your credit score – a magical number that decides what you can or cannot buy and what interest rate you pay
while the topic is too detailed to cover in a blog , there are three bureaus that decide what goes into your credit report – transunion , equifax and experian.
please make sure to pay all your bills on time , make sure to see the credit score report once a year and correct all the errors by contacting the bureaus
in fact , set all your bills on auto-pay , link them to your salary account ( have an ECS – electronic clearing system ) , so you don’t forget to pay any bills.
take our course for couples just married or getting married. this course will teach you how to build a good credit history , the factors that decide what your score is .
even one late payment can bring down your credit score
it decides your credit card rates , car and home loan interest rates.