your credit score – a magical number that decides what you can or cannot buy and what interest rate you pay

while the topic is too detailed to cover in a blog , there are three bureaus that decide what goes into your credit report – transunion , equifax and experian.

please make sure to pay all your bills on time , make sure to see the credit score report once a year and correct all the errors by contacting the bureaus

in fact , set all your bills on auto-pay , link them to your salary account ( have an ECS – electronic clearing system ) , so you don’t forget to pay any bills.

take our course for couples just married or getting married. this course will teach you how to build a good credit history , the factors that decide what your score is .

even one late payment can bring down your credit score

it decides your credit card rates , car and home loan interest rates.