simplest wealth generation tips that people often overlook

people often think there is some magic needed to be a millionaire – maybe start a business , wait for 10 years to be acquired by a bigger company , maybe become a unicorn

but even average joe’s can become millionaires – here is how

divide your income into three parts – savings and investments , needs and wants

put at least 20 % of your income in investments – like index funds , gold – diversify – don’t put all your eggs in one basket

continue for at least 30 years

and that is it