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some tips from a person who retired at 35
automate your savings – for retirement , bills , credit cards , etc – this way you will never miss your payments and have a good credit score
cut down your expenses – watch where the money is going
save and invest 50 % or more of your income every month
find ways to increase your income
invest in appreciating assets like stocks , real estate , business
get away from the things that you don’t need