if you can finish college in 3 years instead of 4 years , it will save you tuition money and hostel money

then you can take up a job one year early – that is also saving

save more than 50 % of your income by living within your means

when you want to purchase something , calculate the cost of the item in terms of hours of work needed rather than a price – then see if that item is worth the hours of effort …

as your earnings increase , keep living modestly and invest the difference

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