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the advantage of investing in tax advantaged accounts ..
in india , you have the elss – equity linked scheme – where the shares or mutual funds purchased are not taxed for capital gains , plus the amount that you invest is used to reduce your income taxes.
in the us , you have 401(k) , ira , roth ira and sep ira – the investments in these schemes are the same – no capital gains tax and the amount invested can be used to reduce your income tax.
for the other countries , we are sure there must be something similar along these lines.