some financial tips that all should know ..

Don’t buy (or rent) more house than you need to live

If you buy a car, maintain it and drive it for its useful life. Getting bored with a car is expensive habit. Cost per year is lowest this way.

For things you truly need, buy good quality that will last

Pay cash and don’t live on credit, a house purchase being the exception

Buy used for many things that depreciate fast: Furniture, cars, even second-hand clothes that are almost new can be had for less money

Limit meals out to entertainment not merely convenience to avoid preparing own meals

Vacation with friends and family so some expenses can be shared

Consider fees and expenses when you invest. Small leaks sink big ships.

The most expensive vacation is not necessarily the most rewarding. Shared experiences often don’t cost very much, and are the most memorable

Learn to bargain and practice walking away. The buyer almost always has the advantage if you use it. Almost everything is negotiable ..

Finally, invest in/spend on your fitness and your health!