good financial habits that new college graduates should learn

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learn the importance of investing over the long term – this is different from day trading or gambling

invest into the retirement accounts before you even pay your bills

when you start living on your own , there are a lot of expenses – credit card , education loans , rent , utilities that you have to take care of

your net pay will be given to you after deduction of taxes of various types

you can always work with a financial advisor – they are available at a monthly subscription rate as well these days

you need to understand what are the various types of insurance

what is the importance of an emergency fund

how refinancing your loans can save you money over the long term