how to keep track of your expenses , budgets , net worth etc

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in india , you can use free applications like

perfios ( http://www.perfios.com ) or indmoney ( http://www.indmoney.com)

for budgeting purposes , you can use use ynab ( http://www.ynab.com ) – free for 34 days

in the usa , you can use the following free tools

• personalcapital.com
• mint.com