how to keep track of your expenses , budgets , net worth etc

in india , you can use free applications like

perfios ( http://www.perfios.com ) or indmoney ( http://www.indmoney.com)

for budgeting purposes , you can use use ynab ( http://www.ynab.com ) – free for 34 days

in the usa , you can use the following free tools

• personalcapital.com
• mint.com